How to buy CP (COD Points) Using M-pesa Virtual Card

So, you want to buy the Battle Pass or that new legendary weapon skin in Call of Duty: Mobile, but you don't have a standard bank card?

The M-PESA GlobalPay Virtual VISA card is the perfect workaround.

It links directly to your M-PESA balance but acts like a standard VISA card for international online payments.

Here is your step-by-step guide to setting it up and securing those COD Points (CP).

Before you start, ensure you have:

1. The M-PESA App installed on your phone.
2. Enough Airtime/Data to ensure the transaction doesn't time out.
3. Sufficient Funds in M-PESA to cover the CP cost plus the 3.5% forex fee (more on this below).

Step 1: Activate Your M-PESA GlobalPay Card

If you haven't activated the card yet, you need to do this first to get your card details.

1. Open the M-PESA App.
2. Tap on the Grow tab (bottom navigation bar).
3. Select GlobalPay.
4. Follow the prompts to opt-in. You will be asked to pick a card color (this is just cosmetic).
5. Once active, you will see a virtual VISA card on your screen.

Step 2: Get Your Card Details

For security, M-PESA hides your full card details until you need them.

1. Tap "Show Card Details" under the card image.
2. Enter your M-PESA PIN.
3. Copy the 16-digit Card Number, Expiry Date, and the CVV (the 3-digit security code).

⚠️ Crucial Note: The CVV is only valid for 30 minutes. If you take too long to paste it into the game/store, you will need to generate a new one by repeating this step.

Step 3: Link the Card to Google Play Store

Since Call of Duty: Mobile runs on Android, the smoothest way to buy CP is by adding this card to your Google account.

1. Open the Google Play Store.
2. Tap your profile icon (top right).
3. Go to Payments & subscriptions > Payment methods.
4. Tap Add credit or debit card.
5. Paste the Card Number, Expiry, and CVV you got from the M-PESA App.
6. Save the card.

Step 4: Buy Your CP

Now you are ready to buy.

1. Open Call of Duty: Mobile.
2. Tap the CP icon or the Store button.
3. Select the amount of CP you want to buy.
4. When the Google Play pop-up appears, ensure your VISA •••• (M-PESA Card) is selected.
5. Tap 1-Tap Buy (or verify with your fingerprint/password).
6. You will receive an M-PESA SMS confirming the deduction, and your CP will be added instantly.

You need to be aware of the fees so your transaction doesn't fail due to "insufficient funds."

1. Forex Fee: Safaricom charges a 3.5% markup on international transactions.
2. Example: If 80 CP costs KSh 110, do not just have KSh 110 in your M-PESA. Have at least KSh 120 to cover the markup and exchange rate fluctuations.

While the Virtual Card is great, there is often a cheaper way that lets you skip the 3.5% forex fee: Codashop or Carry1st.

These are official Activision partners that support direct Lipa na M-PESA.

1. Go to the Codashop Kenya website.
2. Enter your CODM Player ID (found in your profile in-game).
3. Select the CP amount.
4. Choose M-PESA (Paybill) as the payment method.
5. This often works out cheaper than using the Virtual Card because you avoid the international transaction fee!